SBA Loans in Madison Heights, MI

SBA 7(a) and 504 loans provide up to 25-year terms for real estate and 10 years for equipment or working capital, giving businesses along John R Road and near the I-75 corridor predictable monthly payments and room to grow. The government guarantee reduces lender risk, opening doors for manufacturers, service companies, and retailers who need capital but lack the collateral or track record conventional banks demand.

Madison Heights sits at the crossroads of Oakland and Macomb counties, home to tool-and-die shops, automotive suppliers, and logistics firms that depend on reliable equipment and modern facilities. When a precision machining company near Red Run Golf Club needs a CNC lathe or a warehouse operator wants to purchase their building on Eleven Mile Road, an SBA loan spreads the cost over years instead of draining cash reserves in one stroke.

A family-owned metal fabricator operating near Couzens Avenue has leased its shop for fifteen years. The landlord offers to sell, and the owners want to lock in their location and stop rent increases. They call Foothill Advances at (586) 366-7764. We outline an SBA 504 loan structure that finances the purchase with a lower down payment, preserving working capital for raw material inventory and payroll during the transition.